Credit Union of America - News | Credit Union of America

Can You Refinance Land Loans?

If you took out a land loan and are unhappy with your rates and terms, you may be wondering if you can refinance your existing loan with another lender. The short answer is, yes. Refinancing your land loan may give you the chance to lower your rate and adjust your loan term to better suit your needs.

How Does a Money Market Account Work?

Money market accounts can offer the best of both worlds, especially when times are tough, because they offer a higher rate of interest and the security of full deposit insurance. But how exactly does a money market account work? Let’s take a closer look at how to make this investment option work for you.

How to Get a Loan for Land in 4 Steps

Thinking about building your dream home? There are many new neighborhoods and areas across Kansas that make the idea of building extremely attractive. But how can you make that dream a reality?

Credit Unions are Safe. Credit Union of America is Safe.

With the recent bank failures in the news some might wonder if their funds are safe in their local credit union. A most reassuring fact is that "no one has ever lost a single penny of insured share deposits within the credit union system," Todd Harper, the National Credit Union Administration (NCUA) Chairman, announced in a recently released statement.

Get your Money Early with EarlyPay!

EarlyPay is an excellent CUA service that allows you to access your incoming electronic deposits (ACH) up to two days early. EarlyPay is automatic, with no sign-up needed.

Prepare, Be Proactive, and Protect Against Recent Fraud

Fraud is rampant worldwide and does affect CUA members. Credit Union of America is vigilant in providing safeguards for CUA systems and member accounts. When both CUA and members take initiative in these safeguards, we can prevent or obstruct fraud and minimize member losses. Members reported over $1 million in fraud cases by unscrupulous scammers or family members. Either the swindler obtained information to access an account, or the member unknowingly participated with a scammer, or both! The best defense is a good offense. Prepare, be proactive, and protect!

Where to Put Money During a Recession

With high interest rates, slowing growth, and large falls in stock values, many experts now expect the U.S. to enter a recession in the coming months. Do you know where to put money during a recession? We look at some safe places to stash your cash while still allowing it to grow.

A Voice Heard

It can be easy to take our school personnel and our senses for granted. Those are two entities you probably think of in a different context. In this case, they worked together. A school nurse first identified some hearing deficiencies via a school screening for a student in Goddard, Kansas. It was challenging for 7-year-old Kendall and her family, as she needed multiple evaluations by different specialists.

Types of CDs to Maximize Your Earnings

A certificate of deposit (CD) is a great way to invest your money. It typically offers a higher interest rate than a savings account, and some types allow you to add more money throughout the term.

Not all CDs are alike, however. Some offer important benefits and features that may make them a better choice for your needs. The following are five types of CDs that Credit Union of America offers.

How to Build an Emergency Fund (Guide)

Many financial experts recommend building an emergency fund to stop unforeseen expenses from turning into debt or long-term financial difficulties. We break down how to build an emergency fund and take a look at some tremendous risk-free ways to turbo-charge your savings.