Money Market Account Features and Benefits

• Higher Interest Rates - Money market fund accounts typically pay higher rates than regular savings accounts. The rates are often variable but tend to be highly competitive.
• Check Writing Privileges - Withdraw funds monthly by writing checks against your account balance.
• Convenience - Access your funds easily through check-writing, teller withdrawals, and limited online transfers. Check your balance and manage your account through the online portal or mobile app.
• Liquidity - Access to your money remains flexible and easy. Federal rules limit withdrawals to six per month. However, this is much better than other savings options that lock up your funds completely for a set period.
• Federally-Insured - The NCUA insures credit union money market accounts up to $250,000. This extra layer of protection keeps your hard-earned money safe no matter what.

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  Application Process

1. Apply Online or In-Branch - Click the button below or visit a branch to open a money market interest-bearing account.
2. Fund Your Account - Deposit a minimum of $100 to open a Balance Boost account. You must deposit at least $25,000 to open a Performance Plus account.
3. Start Saving and Earning - Watch your balance grow thanks to competitive and tiered rates!

Ready to get started?

Open Account

Why Join Credit Union of America?

Credit Union of America originally started in 1935 as a Wichita teacher's credit union. We now serve other professions and members with several locations across Kansas. It’s incredibly easy to join! Just meet our membership eligibility requirements and open a Share Savings account with a $1 deposit.

As a member-owned nonprofit, Credit Union of America focuses on serving our members instead of outside shareholders. You’ll enjoy unlimited access to our many valuable perks and rewards. Discover the difference of banking with a not-for-profit institution dedicated to your financial well-being.

Contact us below to learn more about joining our financial family.