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Visa® Debit Card

Checking Account

Access your available checking account funds just by swiping, inserting, or tapping your card anywhere Visa® is accepted.

Discover for yourself how simple spending becomes with a CUA checking account.

Not yet a member? Click below to open a Core Account today!

New to CUA

Open a Core Account

Already have an account?

Log In

 

 


Benefits of the Visa® Debit Card

  • Nationwide access: Use your Visa® debit card at ATMs with the Visa®/Plus logo to withdraw cash from your checking account.
  • Security: Built-in EMV chip technology adds secure encryption to every chip-enabled terminal transaction. Your information stays safe when you swipe or tap to pay.
  • Global Acceptance: Take this globally-accepted debit card along when you travel the world. Make purchases internationally with ease wherever you see the Visa® logo.
  • Financial Awareness: Monitor debit card transactions through the online banking portal or the  Android and iOS/Apple mobile apps. Get a clear picture of your spending habits and view current balances 24/7.
  • Ease of Online Shopping: Enjoy a secure and worry-free experience when you shop online.

Product Details

  • Features a secure EMV chip
  • Use anywhere Visa is accepted with your PIN or signature
  • All transactions are deducted from your checking account
  • Withdraw up to $1,000 daily from ATMs or request cash back on merchant purchases
  • Eligible for Credit Union of America Perks
  • Also available for business members

Credit Union of America Perks

Credit Union of America Perks is a program that rewards you for using your debit card. Earn points each time you swipe your card. Redeem those points for exclusive merchandise and services. It's just a little friendly gift from us to you for being a loyal member.

Available to anyone with a CUA checking account and Visa® debit card.

Log In or Sign Up


Debit Card Disputes

Are you dealing with unfamiliar or inaccurate purchases? Here's what you need to do:

A merchant dispute happens when the amount you authorized differs from the actual charge. In this case, contact the merchant who charged your card first. Contact us if this doesn’t resolve the issue.

If you see an unauthorized charge on your debit card—contact us immediately. You must complete and sign a form at a branch or via secure email.


Application Process

  1. Step 1—If you’re new to CUA, click on the “Open a Core Account” button below. If you're already a member, click the “Log In” button. You can also apply in one of our branches.
  2. Step 2—Provide us with some information about yourself. It will only take a few minutes to apply.
  3. Step 3—Start spending! You can use your new debit rewards card anywhere you see the Visa® logo.

Why Join Credit Union of America?

Say goodbye to standard banking and hello to banking that rewards you. Our not-for-profit structure allows us to return earnings to members through better interest rates, lower loan costs, and reduced fees. Your money goes further with accounts tailored to your needs. Manage finances easily with digital banking and fraud protection that puts security first.

Simplify your life using our feature-rich Visa® credit union debit card. Click below to contact us and learn more—it’s that easy!