As your Certificate of Deposit (CD) approaches its maturity date, now's the perfect time to consider the next steps for your earnings. We're here to guide you through your options, ensuring you make the most of your savings. Whether you'd prefer to keep your money growing with another certificate or like the flexibility of a money market account, we have several options tailored to meet your needs.

Rolling Your Funds Over into a New Certificate

One option to continue growing your savings would be reinvesting your certificate earnings in a new one. We offer various terms ranging from 3 months to 5 years, so you can select the duration that best suits your financial goals. We even offer limited-time special certificates with enhanced rates that can provide an even greater return on your investment. Some of the other significant advantages of share certificates include:

• Higher interest rates than checking, savings, or money market accounts
• Fixed interest rates with predictable returns
• Lower fees than most regular deposit accounts
• Your investment principal and earnings are insured up to $250,000 per account

Keep your Funds Accessible with a Money Market Account

If you prefer easy access to your funds while still earning interest, then putting your CD earnings into a money market account may be the best option for you. The structure, simplicity, and safety of money market accounts make them a favorite way to safely store money and build everyday savings into substantial cash reserves. A few more major advantages include:

• Higher interest rates than a checking or savings account
• Money is easily accessible (subject to transaction limits)
• Convenient deposit account features
• Deposits are fully insured up to $250,000 per account

If you are considering opening a money market account, remember that there are different kinds of accounts with different features:

Balance Boost

Our Balance Boost account is perfect for those still working towards building more significant savings. With just a $100 initial deposit, you can begin earning interest on all balances. Thanks to our tiered interest structure, you'll also enjoy a higher interest rate on balances under $2,500.

Performance Plus

Performance Plus accounts provide a safe, convenient place to keep significant savings while rewarding you for all the hard work you put into building your cash reserves. With a minimum initial investment of $25,000, a Performance Plus account pays progressively more interest for each additional $25,000 while keeping your money safe and instantly accessible.

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