Yes. You will be required to provide documentation that you have insurance for the car you’re looking to finance.

Please see the Proof of Auto Insurance and Loan Protections page to submit or update your existing auto insurance policy.

Yes, Credit Union of America can help you convert your lease to a purchase. Please contact us for details.

Yes, on vehicle and car loans Credit Union of America offers Guaranteed Asset Protection (GAP), Warranty through Route 66, and Credit Life and Credit Disability insurance. Please see Guaranteed Asset Protection (GAP) and Loan Insurance for more information.

Loan payments can be made through Credit Union of America's website using text to pay, automatic ACH, through our TAP Teller machines, by mail and inside of our branches. Please see Make a Loan Payment for full details.

Yes, there is no penalty for prepayment.

Contact us and we will assist you through the process.

Begin by clicking here to fill out a claim form and let a CUNA Mutual Group Claims Specialist guide you through the process.

Please overnight payoffs to:
Credit Union of America
8200 E. 32nd St. N.
Wichita, KS 67226

We offer RV loans for a variety of RV types including travel trailers, fifth-wheel trailers, pop-up campers, truck campers, teardrop trailers, and more.

Yes, we may be able to get you a better loan interest rate when you refinance. Many people are often surprised by how much they can save when they refinance from higher interest rates. You can also refinance to lower your monthly payment with a longer term or pay off your loan faster with a shorter term.

Yes, you can get pre-approved for an RV loan. Pre-approval allows you to determine how much you can afford before you start shopping, and it also gives you a better idea of your potential interest rate and loan terms.

Yes, used RVs can be financed. The rates and terms for used RVs may vary depending on the age, condition, and value.

Yes, a hard credit check will be done when you apply for an RV loan. Your credit history is one of several factors that will be considered, and we understand that your financial situation may change over time. In addition to reviewing your credit profile, your current debts, employment history, and loan amount will also be considered. There are some things you can do to improve your credit score to help you qualify for an RV loan, like paying off some of your current debts, keeping old credit accounts open, and reviewing your credit reports for errors. 

With RV financing, the RV you are purchasing serves as the collateral for the loan. No additional collateral is required.

We don’t charge any prepayment penalties for early loan repayment.

Credit Union of America membership is open to anyone who is a resident, employee, or is paid in the following counties: Anderson, Atchison, Barber, Barton, Butler, Chase, Clark, Clay, Cloud, Coffey, Comanche, Cowley, Dickinson, Doniphan, Douglas, Edwards, Ellis, Ellsworth, Finney, Ford, Franklin, Geary, Gray, Harper, Harvey, Hodgeman, Jackson, Jefferson, Johnson, Kingman, Kiowa, Leavenworth, Lincoln, Linn, Lyon, Marion, McPherson, Miami, Mitchell, Morris, Osage, Osborne, Ottawa, Pawnee, Pottawatomie, Pratt, Reno, Rice, Riley, Rooks, Russell, Rush, Saline, Sedgwick, Shawnee, Stafford, Sumner, Wabaunsee, or Wyandotte. Membership is also open to anyone employed in or retired from the field of education in the state of Kansas, anyone who works for a select employer group, a family member of an existing CUA member, and any nonprofit, small business, organization, trust, or custodial account whose signatory would otherwise be eligible for membership by the previous criteria.

Credit union boat loans can be used to finance a variety of boats including fishing boats, pontoon boats, sailboats, catamarans, and others.

Boat loan terms vary based on the amount borrowed and the type of boat you are buying. Shorter terms can be used to save money on interest and to repay your loan faster. Longer terms can help you lower your payments. Our boat loan terms are flexible with up to 120 months available.

With our boat loans, the boat you are buying serves as the collateral. No additional collateral is required.

Yes, a used boat can be financed with a boat loan.

At Credit Union of America, we consider a variety of factors for boat loan approvals. In addition to your credit score, we will also consider your employment and income, your current debts, and the loan amount.

Yes, boat loans can be refinanced to lock in a lower interest rate or to get more favorable terms.