Skip to main content

Retire My Mortgage

Mortgages & Home Loans

Secure your mortgage without an appraisal and with less than $300 down.1

Get Started   View Rates

 

 

Product Details

  • $299 flat closing cost1
  • No appraisal required2
  • 10-year term
  • Low-interest refinancing

1 As of 10/1/2024: Property must be owner occupied, primary residence. New Credit Union of America (CUA) loans only. Current CUA loans may be eligible for modifications or traditional refinances. Minimum 2 months reserves are required, escrows are optional. Only single family detached/attached and planned unit developments are eligible for the "Retire My Mortgage" product. Example: A $100,000 loan with a $299 closing cost at 5.816% fixed annual percentage rate would result in a monthly payment of $1,097.69 for 120 months. Other restrictions may apply, for full details, speak with a CUA Loan Officer.

2 No appraisal required if loan to value is at or below 70% loan to value based on the county's current appraised value.

Make a Payment

Making loan payments at CUA is easy with several convenient, flexible payment options, including both electronic and physical forms of payment.

Explore Options