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Rates

Effective 12/20/2024 1:55:01 PM

The information provided is for informational purposes only and subject to change for the purchase of single-family, owner-occupied residences. Based on a FICO score of 780. Loans above 80% LTV subject to mortgage insurance approval unless otherwise stated. Estimated payments include principal and interest only; real estate taxes, hazard insurance, flood insurance, and mortgage insurance have been excluded and, if applicable, would result in a higher payment. Rates, terms, and conditions are subject to change without notice. Contact a Mortgage Loan Officer for more information.

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Flexible Rate Mortgages (FRM)
Length of Term Rate APR* Down Payment Payment Loan Amount LTV
5/1 FRM 5.750 6.635% 20.00% $1,167.15 $200,000.00 80%
7/1 FRM 6.000 6.619% 20.00% $1,199.10 $200,000.00 80%
Government Mortgages
Length of Term Rate APR* Down Payment Payment Loan Amount LTV
30 Year FHA 6.125 6.954% 3.50% $1,465.86 $241,250.00 96.50%
30 Year VA1 6.125 6.236% 3.50% $1,465.86 $241,250.00 96.50%
Fixed Rate Mortgages
Length of Term Rate APR* Down Payment Payment Loan Amount LTV
10 Year Fixed Rate 6.500 6.789% 20.00% $2,270.96 $200,000.00 80%
15 Year Fixed Rate 6.500 6.703% 20.00% $1,742.21 $200,000.00 80%
20 Year Fixed Rate 6.625 6.789% 20.00% $1,505.90 $200,000.00 80%
30 Year Fixed Rate 6.750 6.876% 20.00% $1,297.20 $200,000.00 80%
30 Year Fixed Rate No PMI (Zero Down)1 7.250 7.413% 0.00% $1,364.35 $200,000.00 100%
New Build Mortgages
Length of Term Rate APR* Down Payment Payment Loan Amount LTV
New Construction Fixed Rate 8.750 11.794% 20.00% $1,458.33 $200,000.00 80%
5 Year Lot Loan Fixed Rate 8.750 9.926% 30.00% $550.69 $70,000.00 70%
10 Year Lot Loan Fixed Rate 9.750 10.405% 30.00% $601.41 $70,000.00 70%

* Annual Percentage Rate

1 Mortgage insurance not required.