Credit Union of America - Rates | Credit Union of America

Effective 7/15/2024

**Flexible Rate Mortgages (FRM)**
Length of Term	Rate	APR*
5/1 FRM	5.500	7.062%
7/1 FRM	5.750	6.920%

**Government Mortgages**
Length of Term	Rate	APR**
30 Year FHA	6.250	7.093%
30 Year VA	6.250	6.372%

**Fixed Rate Mortgages**
Length of Term	Rate	APR*
10 Year Fixed Rate	6.375	6.824%
15 Year Fixed Rate	6.375	6.693%
20 Year Fixed Rate	6.125	6.377%
30 Year Fixed Rate	6.500	6.694%
30 Year Fixed Rate No PMI (Zero Down)	7.000	7.200%

**New Build Mortgages**
Length of Term	Rate	APR*
New Construction Fixed Rate	9.500	13.308%
5 Year Lot Loan Fixed Rate	9.500	10.366%
10 Year Lot Loan Fixed Rate	10.500	10.986%

*Annual Percentage Rate. Rates are subject to change without notice. Rates assume purchase money mortgage, single-family, owner-occupied dwelling with a purchase price of $200,000 and a 20% down payment. Changing these assumptions may change terms. Please contact a loan officer for more information.

**Annual Percentage Rate. Rates are subject to change without notice. Rates assume purchase money mortgage, single-family, owner-occupied dwelling with a purchase price of $200,000 and a 3.5% down payment. Changing these assumptions may change terms. Please contact a loan officer for more information.