Effective 12/5/2025 11:25:30 AM
The information provided is for informational purposes only and subject to change for the purchase of single-family, owner-occupied residences. Based on a FICO score of 780. Loans above 80% LTV subject to mortgage insurance approval unless otherwise stated. Estimated payments include principal and interest only; real estate taxes, hazard insurance, flood insurance, and mortgage insurance have been excluded and, if applicable, would result in a higher payment. Rates, terms, and conditions are subject to change without notice. Contact a Mortgage Loan Officer for more information.
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Flexible Rate Mortgages (FRM)
| Length of Term |
Rate |
APR* |
Down Payment |
Payment |
Loan Amount |
LTV |
| 5/1 FRM |
5.000 |
6.056% |
20% |
$1,073.64 |
$200,000.00 |
80% |
| 7/1 FRM |
5.250 |
5.978% |
20% |
$1,104.41 |
$200,000.00 |
80% |
Government Mortgages
| Length of Term |
Rate |
APR* |
Down Payment |
Payment |
Loan Amount |
LTV |
| 30 Year FHA |
5.625 |
6.444% |
3.50% |
$1,388.77 |
$241,250.00 |
96.50% |
| 30 Year VA1 |
5.625 |
5.729% |
0.00% |
$1,439.14 |
$250,000.00 |
100.00% |
Fixed Rate Mortgages
| Length of Term |
Rate |
APR* |
Down Payment |
Payment |
Loan Amount |
LTV |
| 10 Year Fixed Rate |
5.625 |
5.898% |
20% |
$2,182.93 |
$200,000.00 |
80% |
| 15 Year Fixed Rate |
5.875 |
6.070% |
20% |
$1,674.24 |
$200,000.00 |
80% |
| 20 Year Fixed Rate |
5.875 |
6.030% |
20% |
$1,418.48 |
$200,000.00 |
80% |
| 30 Year Fixed Rate |
6.000 |
6.118% |
20% |
$1,199.10 |
$200,000.00 |
80% |
| 30 Year Fixed Rate No PMI (Zero Down)1 |
6.500 |
6.655% |
0% |
$1,264.14 |
$200,000.00 |
100% |
New Build Mortgages
| Length of Term |
Rate |
APR* |
Down Payment |
Payment |
Loan Amount |
LTV |
| New Construction Fixed Rate |
8.000 |
11.039% |
20% |
$1,666.67 |
$250,000.00 |
80% |
| 5 Year Lot Loan Fixed Rate |
8.000 |
9.168% |
30% |
$1,419.35 |
$70,000.00 |
70% |
| 10 Year Lot Loan Fixed Rate |
9.000 |
9.646% |
30% |
$886.73 |
$70,000.00 |
70% |