Effective 1/21/2025 11:15:49 AM
The information provided is for informational purposes only and subject to change for the purchase of single-family, owner-occupied residences. Based on a FICO score of 780. Loans above 80% LTV subject to mortgage insurance approval unless otherwise stated. Estimated payments include principal and interest only; real estate taxes, hazard insurance, flood insurance, and mortgage insurance have been excluded and, if applicable, would result in a higher payment. Rates, terms, and conditions are subject to change without notice. Contact a Mortgage Loan Officer for more information.
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Flexible Rate Mortgages (FRM)
| Length of Term |
Rate |
APR* |
Down Payment |
Payment |
Loan Amount |
LTV |
| 5/1 FRM |
5.875 |
6.690% |
20% |
$1,183.08 |
$200,000.00 |
80% |
| 7/1 FRM |
6.125 |
6.688% |
20% |
$1,215.22 |
$200,000.00 |
80% |
Government Mortgages
| Length of Term |
Rate |
APR* |
Down Payment |
Payment |
Loan Amount |
LTV |
| 30 Year FHA |
6.250 |
7.082% |
3.50% |
$1,485.42 |
$241,250.00 |
96.50% |
| 30 Year VA1 |
6.250 |
6.362% |
3.50% |
$1,485.42 |
$241,250.00 |
96.50% |
Fixed Rate Mortgages
| Length of Term |
Rate |
APR* |
Down Payment |
Payment |
Loan Amount |
LTV |
| 10 Year Fixed Rate |
6.125 |
6.406% |
20% |
$2,232.99 |
$200,000.00 |
80% |
| 15 Year Fixed Rate |
6.375 |
6.577% |
20% |
$1,728.50 |
$200,000.00 |
80% |
| 20 Year Fixed Rate |
6.500 |
6.662% |
20% |
$1,491.15 |
$200,000.00 |
80% |
| 30 Year Fixed Rate |
6.875 |
7.003% |
20% |
$1,313.86 |
$200,000.00 |
80% |
| 30 Year Fixed Rate No PMI (Zero Down)1 |
7.375 |
7.539% |
0% |
$1,381.35 |
$200,000.00 |
100% |
New Build Mortgages
| Length of Term |
Rate |
APR* |
Down Payment |
Payment |
Loan Amount |
LTV |
| New Construction Fixed Rate |
8.500 |
11.543% |
20% |
$1,416.67 |
$200,000.00 |
80% |
| 5 Year Lot Loan Fixed Rate |
8.500 |
9.673% |
30% |
$538.24 |
$70,000.00 |
70% |
| 10 Year Lot Loan Fixed Rate |
9.500 |
10.152% |
30% |
$588.60 |
$70,000.00 |
70% |