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5 Year Certificate

Investing in a 5-Year Certificate with Credit Union of America offers a secure way to grow your savings with a guaranteed return. With a minimum opening deposit of just $500, you can start earning monthly dividends, making it an ideal choice for those looking to build long-term financial security.

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Share Certificates $500 Minimum to Open
Account Nominal Rate/APY**
Paid Monthly
3 month 1.39% / 1.40%
6 month 1.54% / 1.55%
1 Year 4.17% / 4.25%
18 Months 3.01% / 3.05%
2 Year 4.51% / 4.60%
3 Year 3.44% / 3.50%
4 Year 3.20% / 3.25%
5 Year 3.44% / 3.50%

Certificate of Deposit Rates Effective 5/14/24

** APY = Annual Percentage Yield


Product Details

  • Minimum of $500 to open.
  • Dividends are paid monthly.
  • Also available for business members.

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