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1-Year Certificate

Maximize your returns and enjoy predictable growth with Credit Union of America's 1-Year Certificate! Earn a competitive interest rate paid out in convenient monthly dividends. This secure option is a perfect way to grow your savings towards a long-term goal, like a dream vacation or a down payment on a car.

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Share Certificates $500 Minimum to Open
Account Nominal Rate/APY**
Paid Monthly
3 month 1.39% / 1.40%
6 month 1.54% / 1.55%
1 Year 3.69% / 3.75%
18 Months 2.72% / 2.75%
2 Year 3.69% / 3.75%
3 Year 3.44% / 3.50%
4 Year 3.20% / 3.25%
5 Year 3.44% / 3.50%

Certificate of Deposit Rates Effective 11.21.24

** APY = Annual Percentage Yield


Product Details

  • Minimum of $500 to open.
  • Dividends are paid monthly.
  • Also available for business members.

Ready to get started?

New to CUA

Open a Certificate

Already have an account?

Visit one of our 15 locationstoday!