Fees Effective 11.01.2024

Checking Services

Business Simple Checking
Monthly service fee	$5.00
First 100 withdrawals and deposited items per month	FREE
Over 100 withdrawals and deposited items per month	$.25 per withdrawal or item
Business Simple Interest Checking
Minimum average daily balance to earn dividends	$1,500.00
Monthly service fee	$7.50
First 100 withdrawals and deposited items per month	FREE
Over 100 withdrawals and deposited items per month	$.25 per withdrawal or item
Insufficient Funds Paid/Returned
Per item (max 5 per day)	$28.00 each
Overdraft Transfers
Overdraft transfer from business share	$5.00 per transfer
Overdraft transfer from VISA credit card	$5.00 cash advance fee and $5.00 per transfer
Stop Payment
Per check/ACH/Bill Pay	$28.00 each
Check Copies
Per check copy	$1.00 each
Mailed Statements
Mailed Statement Fee Fee is waived with enrollment in eStatements	$3.00 per statement

Account to Account (A2A) Transfers

Incoming to CUA	FREE
Outbound from CUA	FREE

Wire Transfers

Domestic

$20.00

Savings

Business Simple Shares
Minimum balance to open	$1.00
Business Liquidity Plus
Minimum balance to open and earn dividends	$2,500.00
Monthly service fee If balance falls below $2,500 during the month	$10.00 per month

Safe Deposit Boxes

Charged annually in January, pro-rated by month if opened later, no refund on partial year use
D” x W” x L”
3 x 10 x 21	$35.00
5 x 10 x 21	$50.00
10 x 10 x 21	$75.00
Replacement key	$10.00 per key
Drill lock and replacement key	$120.00

Business Online Banking

Bill Payment fee	$0.55 each
Wire set-up fee (one time only)	$50.00
Outgoing wire fee	$20.00 each
ACH set-up fee (one time only)	$50.00
ACH monthly fee	$10.00
ACH per item fee	$0.10

eServices & Debit Cards

CUA-owned ATMs/CO-OP ATMs	No Charge
Transactions at non-CUA ATMs (additional fees may be charged by the ATM owner)	No Charge
First replacement ATM/debit card	No Charge
Additional replacement debit cards	$5.00 each
Foreign Transaction Fee	2% of the transaction amount in US Dollars

VISA Credit Cards

Cash advance fee (including overdraft transfer)	$5.00 each item
Late fee	$35.00
Return check fee	Up to $26.00 each
Replacement credit cards	$10.00 each
Balance transfers	1% of balance transfer amount or $10.00 per transfer, whichever is higher
Statement/draft copies	$2.00 each
Foreign Transaction Fee	3% of the transaction amount in US Dollars
Payments made by phone	$5.00

Miscellaneous

Account balance and research	$25.00 per hour
Certified check	$3.00 each
Check cashing fee If share account balance is less than $100.00 and no other account	$5.00 each
Close share account (within 90 days of opening)	$25.00
Foreign item collection	$10.00 per item
Garnishments	Up to $35.00 each
Collection items	$20.00 each
Corporate third-party checks	$3.00 each
Inactive checking fee-no activity in 6 months	$5.00 per month
Inactive membership share account No activity in 12 months, balance less than $100, and no other CUA services	$5.00 per quarter
Invalid address fee	$5.00 per quarter
Mid-month statements	$1.00 per statement
Returned deposit items	Up to $28.00 per item
Returned loan payments	$28.00 per item
Notary service members only	No Charge
Signature guarantees members only	No Charge
Temporary check fee	$1.00 per request up to 8 checks
Statement copies	$3.00 per statement
Expedited mailing fee	Up to $30.00