Proof of Auto Insurance

Proof of auto insurance is a document that verifies you have an up-to-date insurance policy for your vehicle. Auto insurance is important because it covers damage to your vehicle in the event of an accident. As part of the application process for an auto loan, you’ll be required to show proof of insurance.

Submit Auto Insurance

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Different Auto Loan Insurance Types

Once you’ve obtained your auto loan, you might consider buying additional auto loan insurance to protect yourself and your assets in the event you find yourself unable to pay the loan. Let’s take a look at the two main types of insurance you could purchase as an extra layer of security.

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Loan Insurance

Not making your loan payments would have a very negative effect on your credit score and, therefore, your overall financial health. But, if you take out credit insurance on your loan, it will pay your debts in unexpected circumstances when you cannot. Here are some of the benefits that loan insurance provides:

• Simple to apply
• Designed to fit your lifestyle
• Coverage that fits your loan
• Completely voluntary
• Won't affect your loan approval

Need to make a claim?

Begin by clicking below to fill out a claim form and let a CUNA Mutual Group Claims Specialist guide you through the process.

Access Member Portal

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Guaranteed Asset Protection (GAP)

Will you owe more on your vehicle loan than your vehicle is worth? A wrecked vehicle can wreck your finances if you owe more on your loan than your insurance will pay.

Auto insurance companies base their coverage on the current market value of your vehicle. Even if you buy a new car, its value starts depreciating the moment you drive off the lot. If your vehicle is totaled or stolen and you owe more on your auto loan than the car is worth, you can end up owing more than your auto insurance will cover. This could leave you with significant debt and no car.

Our credit union’s GAP insurance (GAP Plus) can help cover the difference between what your insurance will pay and what you still owe on the loan.

You might want to consider purchasing GAP insurance if:

• You made less than a 20% down payment
• You have a longer loan—60+ months 
• You leased the vehicle (GAP insurance is generally required when leasing)
• You purchased a vehicle that depreciates faster than an average one, such as an older car
   

Want to add GAP Plus to your vehicle loan or need to make a claim?

Contact us and we will assist you through the process.

Find A Branch

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Application Process

Let one of our representatives guide you through the application process. You can contact us in any of these three ways:

• Call 800.256.8049 during business hours.
• Chat with a Member Support Center representative securely using the messaging option in the bottom right-hand corner of your screen during business hours.
• Text us at 316.265.3272 if you have a quick, on-the-go question.

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Ready to Get Started?