Money smarts start early at Credit Union of America (CUA). Set your child up for long-term financial success with a Youth Core Checking Account to complement their Youth Savings Account.

Open a Youth Core Checking Account for your child aged 14 years and up.  If the child is under age 16, a parent or guardian must co-own the account.

 

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Core Account Benefits

 

• High Interest - Earn competitive interest rates on your deposited funds above $1,000.¹
• Overdraft Coverage - If they spend more than they have in the account, overdraft protection will cover the difference.
• Digital Banking - Let them manage their finances online and via the mobile app.
• Convenient Branches - Banking services are located conveniently near your home.

Core Checking Account Details

Ready to give your child the gift of financial responsibility? A CUA Youth Core Checking Account will help set them on the road to long-term success. Click below to get started!

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Core Account $100 Minimum to Open

Balance Range*	Nominal Rate/APY**
$1,000.00 to $4,999.99	0.05% / 0.05%
$5,000.00 to $9,999.99	0.10% / 0.10%
$10,000.00 or more	0.15% / 0.15%

* Average daily balance of $1,000.00 must be maintained to earn dividends. Dividends paid monthly.

** APY = Annual Percentage Yield

¹ Average daily balance of $1,000.00 must be maintained to earn dividends. Dividends paid monthly.

** APY = annual percentage yield

² EarlyPay direct deposits ACH funds into your deposit accounts up to two days early depending on the timing of the submission of the payment from the payer. Funds availability may be affected by holidays and weekends. 

³ We will not charge a fee for foreign ATM usage. A surcharge may apply from the ATM owner.