Skip to main content

Educators

As an educator, you’ve made sacrifices to help young people achieve their goals. Now it’s your turn to dream big.  At Credit Union of America, we honor educators with a range of special benefits.

New to CUA?

Open Account

Already have an account?

Log In

 

  • TGIF Grant

    CUA is committed to empowering educators. That's why we offer the Teach, Grow, and Inspire the Future (TGIF) Grants — a financial aid program designed to support your efforts in supplementing your regular curriculum with special activities.

    Apply for a TGIF Grant

  • Guaranteed Educator Loan

    Educators can borrow $2,000 at 6.99% APR.2 Payments are $120 per month for 19 months. 

    Proof of current employment by an accredited K-12 school district or an accredited institution of higher learning is required.

    Apply Now

  • Auto Loan Discount

    We want to help repay you for your contribution to the communities we serve. Educators may be eligible for up to a 1.00% APR3 discount on auto loans.

    For terms and eligibility, mention the discount to your loan officer.
     

    Apply for an Auto Loan Learn More

  • Home Loan Savings

    At CUA, we aim to keep the costs of buying or refinancing a home as low as possible for educators.

    To help, eligible Kansas educators can receive $1,000 off closing costs when financing a home with a CUA mortgage.4

    Apply for a Home Loan Learn More

 

Here’s What Makes CUA a Great Credit Union for Teachers

  • Affordable—Our member-owned not-for-profit structure means more of our earnings flow back to you in the form of fewer fees, lower rates, and higher dividends.
  • Convenient—Manage your money 24/7 from anywhere using our online banking services and mobile app. Withdraw cash at any of our free ATMs or come into one of our local branches.
  • Comprehensive—We’re a full-service financial services provider, offering everything from basic savings accounts to mortgage loans and long-term investment products. 
  • Community Focused—Like you, we’re driven by a desire to see those around us do better. It’s why we offer high-quality financial products to help people thrive, and why we support local charities and initiatives.
  • Educator Benefits—At Credit Union of America, assisting educators is in our DNA. That’s why we offer a range of special benefits to help those who use their skills and enthusiasm to help young people succeed.
  • Federally Insured—The NCUA insures all our deposit accounts up to $250,000. This extra layer of protection keeps your hard-earned money safe no matter what.

Our Commitment to Supporting Educators Runs Deep

  • Educators for Educators—We started out as a credit union for educators, and we remain committed to being the best credit union for teachers in Kansas. We always have exclusive offers, loans, and grants available for educators to thank you for what you do in our community.
  • Supporting Your Passions—Want to inspire your students, but lack the funds to do it? Our TGIF grants can help you go above and beyond.
  • Lending a Hand—We offer personal loans with special rates and terms for educators. It’s an affordable, predictable way to borrow money for major purchases or unforeseen expenses.
  • Getting You Moving—Wherever the road takes you, we’re here to help. Eligible educators can save on financing with our auto loan discount.
  • Home Loan Savings—Eligible Kansas educators can receive $1,000 off closing costs when financing a home loan with Credit Union of America.

How to Join Credit Union of America

  1. Check your eligibility—Membership is open to residents of our service area as well as anyone involved or retired from the field of education in Kansas. 
  2. Apply Online or In-Branch—Click the button below or visit a branch to open a Share Account with just $1, as it is required to become a member and gain access to all the products and services offered.
  3. Enjoy Your Membership Perks—Discover how much money you can save by moving your loans or other accounts to Credit Union of America.

Ready to get started?

Open Account

Find Nearest Branch

Contact Us

1 Limited time offer for new CUA members working in the field of education or healthcare. One offer per household, minimum $500 direct deposit within 90 days of account opening required to qualify. Incentives will be rewarded 30 days after direct deposit. Incentives subject to taxation, offer subject to change.

2 Maximum $2,000.00 loan.

3 Stated annual percentage rate (APR) of 6.99% includes a discount for CUA checking with direct deposit, rate is 11.99% APR without. Payments are $120 a month for 19 months with optional loan protection. Guaranteed educator loan requires proof of current employment by an accredited Kansas K-12 school district or an accredited Kansas institution of higher learning. One guaranteed educator loan per member at any one point in time. Add-on funding not allowed on guaranteed educator loans. All applicants must qualify for CUA membership and membership must be in good standing. All bankruptcies must be discharged. Subject to change.

4 Offers require proof of current employment by an accredited Kansas K-12 school district or an accredited Kansas institution of higher learning. Home must be owner occupied, primary residence. First mortgage loan type only. Loan must be funded by CUA. Funds up to $1,000 will be applied at closing. Subject to approval.